Once a prospective client decides to hire Amy T. Sharp, CFP®, a formal investment policy statement is created, reviewed and approved by each client before implementation.

All new clients are on the same fee-based schedule that is tiered based upon the total value of all accounts brought under Amy T. Sharp’s management.  Any accounts that are not under her management will not be subject to this fee.  The fee schedule is as follows:

1.10% on assets under $250,000

1.00% on assets between $250,001 and $500,000

0.85% on assets between $500,001 and $1,000,000

0.63% on assets in excess of $1,000,001

The above rates are set and will be the only asset-based fees for assets under management.  

Clients will receive quarterly updates via a face-to-face meeting, virtual meeting, or phone conference.  These reviews will look at recent and long-term account performance, economic activities and current events, and will address any questions that the client may have.

Once per year every January, clients will receive a complimentary eMoney® Financial Plan and Morningstar® Investment Analysis.

In the fourth quarter of each year, the total tax picture for each client is discussed in planning for the year-end tax consequences.  Roth IRA conversions are also discussed with any tax implications.